Oceans Dental Group
3 Pine Cone Drive, Suite 108, Palm Coast, FL 32137

Affordable Dental Payment Options

At our office, we believe that every person has a right to affordable quality dental care. If you’re looking for an affordable dentist office, knowing your choices for insurance and alternative payment options is key. Our office accepts most major insurance providers, and we also offer a host of convenient payment arrangements and savings options to meet your needs. We’re dedicated to providing affordable dental services to every person regardless of his or her budget. Whether it’s time for a dental exam or you’re experiencing symptoms of an oral health problem, don’t delay your treatment due to cost. Contact us now to explore your financing and savings options.

Flexible Financing Arrangements

Locating a dentist with payment plans is an excellent way to make dental treatment affordable. With dental payment plans, you’ll repay the cost of services over a series of installments instead of making a large payment upfront. This allows you to afford treatment without tapping into savings or other resources. Dental payment arrangements can typically be used in conjunction with your insurance coverage, and those without insurance can also choose flexible financing. If you’re wondering, “Where can I find a dentist near me that takes payments?”, the answer is a phone call away. Call us now to explore your financing options. Continue reading

DentRite® Discount Plan

Many people wonder if affordable dental care is possible without an insurance plan. DentRite® affordable dental plans offer an easy and straightforward way to receive significant savings on dental treatment, without insurance. With DentRite®, everyone is accepted into the program, and each plan offers unlimited usage. You can save up to 70 percent on routine dental services, including dental cleanings, oral exams, X-rays, and more. DentRite® dental discount plans also offer savings of up to 20 percent on restorative and cosmetic dentistry. You’ll even save money at other participating health care providers, such as pharmacies and eye care centers. For savings you’ll smile about, call us now to learn more about the various DentRite® discount dental plans. Continue reading

Most Dental Insurance Accepted

Dental savings memberships and affordable dental insurance plans are both great ways to save money when seeing a dentist. We currently accept most insurance plans, making it easy for you to receive the most coverage possible for dental procedures. We encourage you to bring your insurance information to your appointment so one of our team members can explain the terms of your inexpensive dental insurance plan. Most low cost dental insurance plans have coverage limits and co-pay requirements; therefore, some procedures may not be completely covered. Fortunately, our payment plans and savings programs may help you manage any additional costs. Please contact our office if you have questions about an existing insurance plan or our payment options. Continue reading

Read What Our Patients Say
Patient Reviews
I was truly impressed with the comfort and understanding of the staff. They allowed me to explain the trauma that I went through as a child with the dentist and understood my fear of Dentistry […]
Joseph M.
Excellent staff
Kayla A.
Professional, knowledgeable, and very friendly staff.
Cindy G.
Dr. Z and her staff are excellent
Peter K.
Denise who did my cleaning did the best job and so very informative and kind. Thank you!
Debbie K.
I needed an emergency exam as I was so much in pain, the staff were extremely friendly and helpful, the dentist and assistant were very gentle and understanding, due to my current financial […]
Diarmuid C.
The staff is so competent & nice. Treat you with care & respect.
Shari T.
Very friendly staff, this office also accepts a dentrite!
Kayla A.
Best professionalism from staff members. Dr. Zulinski with assistant Meredith are a ‘winning’ team! Their work is excellent along with their desire to keep patients calm and comfortable. Plus we […]
Toni J.
Staff is friendly and kind. Hygienists are excellent and the dentists are very thorough
Denise V.
The dentist and staff are excellent, knowledgeable and professional. I feel comfortable and treated with courtesy and respect.
Julia R.
Understanding of my situation, acting quickly & professionally
Cathy H.
On time, professional and very effective. Was able to establish exactly what my copay would be at the time of service.
Howard A.
Staff was friendly and knowledgeable. Made me feel very at ease
Linda H.
The people here are nice and they do good work.
Valerie C.
Everyone I had contact with in the office was so nice and made me feel very comfortable and calmed my nervousness
Theresa L.
Dr. Zelinski is very good and her dental assistant is too. Both are also very nice people.
Franklin J.
Friendly courteous professional
Frances C.
Thorough, friendly service
Debra P.
Sean C.
Office Hours
Mon. – 8:00 AM - 5:00 PM
Tue. – 8:00 AM - 5:00 PM
Wed. – 8:00 AM - 5:00 PM
Thu. – 8:00 AM - 5:00 PM
Fri. – 8:00 AM - 5:00 PM
Sat. – Closed
Sun. – Closed

Every Other Friday We Close at 4pm

Phone: (386) 246-7619
Fax: (386) 986-4565
Healthcare Financing with
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

For appointments, call us at: (386) 246-7619 or
Request an Appointment
For appointments, call: (386) 246-7619
Office Hours
  • Monday 8:00 AM - 5:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 8:00 AM - 5:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 8:00 AM - 5:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (386) 246-7619
Our Location