Oceans Dental Group
3 Pine Cone Drive, Suite 108, Palm Coast, FL 32137

Affordable Dental Payment Options

At our office, we believe that every person has a right to affordable quality dental care. If you’re looking for an affordable dentist office, knowing your choices for insurance and alternative payment options is key. Our office accepts most major insurance providers, and we also offer a host of convenient payment arrangements and savings options to meet your needs. We’re dedicated to providing affordable dental services to every person regardless of his or her budget. Whether it’s time for a dental exam or you’re experiencing symptoms of an oral health problem, don’t delay your treatment due to cost. Contact us now to explore your financing and savings options.

Flexible Financing Arrangements

Locating a dentist with payment plans is an excellent way to make dental treatment affordable. With dental payment plans, you’ll repay the cost of services over a series of installments instead of making a large payment upfront. This allows you to afford treatment without tapping into savings or other resources. Dental payment arrangements can typically be used in conjunction with your insurance coverage, and those without insurance can also choose flexible financing. If you’re wondering, “Where can I find a dentist near me that takes payments?”, the answer is a phone call away. Call us now to explore your financing options. Continue reading

DentRite® Discount Plan

Many people wonder if affordable dental care is possible without an insurance plan. DentRite® affordable dental plans offer an easy and straightforward way to receive significant savings on dental treatment, without insurance. With DentRite®, everyone is accepted into the program, and each plan offers unlimited usage. You can save up to 70 percent on routine dental services, including dental cleanings, oral exams, X-rays, and more. DentRite® dental discount plans also offer savings of up to 20 percent on restorative and cosmetic dentistry. You’ll even save money at other participating health care providers, such as pharmacies and eye care centers. For savings you’ll smile about, call us now to learn more about the various DentRite® discount dental plans. Continue reading

Most Dental Insurance Accepted

Dental savings memberships and affordable dental insurance plans are both great ways to save money when seeing a dentist. We currently accept most insurance plans, making it easy for you to receive the most coverage possible for dental procedures. We encourage you to bring your insurance information to your appointment so one of our team members can explain the terms of your inexpensive dental insurance plan. Most low cost dental insurance plans have coverage limits and co-pay requirements; therefore, some procedures may not be completely covered. Fortunately, our payment plans and savings programs may help you manage any additional costs. Please contact our office if you have questions about an existing insurance plan or our payment options. Continue reading

Read What Our Patients Say
Patient Reviews
Friendly and professional great office
Charles D.
Very friendly staff & good location
Rakinya H.
Understanding of my situation, acting quickly & professionally
Cathy H.
Communication was understandable and decisive
Michael Y.
Dr Zulinski and staff…Very competent and caring..Thank you.
Janis S.
The staff here are very personable and make you feel comfortable and do great dental work.
Melody P.
Wonderful staff of dentists and assistants. Very professional and caring staff. I would recommend this Office to all of my family and friends.
LaValle H.
I appreciate the care Dr Z and her team that helped me, Meredith and Tina. They are very gentle, professional, understanding, knowledgeable, informative and know their trade well. Thank you!
Sheryl M.
very efficient, friendly atmosphere everything was explained to me. Dental hygienist was very thorough, confident in dentist’s expertise.
Evelyn H.
Professionalism, thoroughness of staff. Full disclosure of costs and explanation of insurance coverage.
Aimee B.
Staff was friendly and knowledgeable. Made me feel very at ease
Linda H.
Professional, knowledgeable, thorough, courteous and friendly.
Donald M.
Always an enjoyable experience when I’m there. The staff is lovely and very friendly every time I go.
Ashley B.
The staff was is very professional. I can’t say enough about the doctor she was is awesome.
Bernice W.
Best professionalism from staff members. Dr. Zulinski with assistant Meredith are a ‘winning’ team! Their work is excellent along with their desire to keep patients calm and comfortable. […]
Toni J.
They did an outstanding in identifying and then treating an issue I was unaware of in a timely and professional manner. Very pleasant office environment. Makes me feel welcomed and appreciated every […]
Guy T.
Office staff very professional and friendly. Miecxystawa Zulinski is good with her patient’s.
Edna H.
Excellant customer service! Dr. Zulinski is one of the best, very proficient & courteous.
Donna R.
Very professional and carting. Long term approach to my needs.
Keith H.
Marina, the hygienist, did an exceptional job, she explained everything she was doing and why, she was thorough, she has excellent people skills, a great personality, and made the entire experience […]
Aaron W.
Office Hours
Mon. – 8:00 AM - 5:00 PM
Tue. – 8:00 AM - 5:00 PM
Wed. – 8:00 AM - 5:00 PM
Thu. – 8:00 AM - 5:00 PM
Fri. – 8:00 AM - 5:00 PM
Phone: (386) 246-7619
Fax: (386) 986-4565
Healthcare Financing with
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

For appointments, call us at: (386) 246-7619 or
Book Appointment
For appointments, call: (386) 246-7619
Office Hours
  • Monday 8:00 AM - 5:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 8:00 AM - 5:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 8:00 AM - 5:00 PM
Get in touch:
  • Phone: (386) 246-7619
Our Location